Although The One account launched the UK’s first current account mortgage only seven years ago, innovation isn’t new to them.

Because they are part of the Royal Bank of Scotland Group, one of Europe’s leading financial services groups, they have got the benefit of nearly 300 years’ experience in helping customers find better ways to manage their money. And they will continue to build on this in the future.

he One account puts all your money in one place - your mortgage, loans, savings and current account - helping you to:

• Cut the overall cost of your mortgage
The money in your current account automatically reduces what you owe on your mortgage, saving you interest. This can add up to thousands over the lifetime of your mortgage. See an example of how this works using the link below.

• Pay off your mortgage early
Any money left in your account automatically goes towards overpaying your mortgage. See an example of how this works using the link below.

• Get a better return on your savings - with no tax to pay
By paying your savings into the One account you can use them to reduce your mortgage and save interest on a daily basis. And because it's interest saved rather than interest earned, there's no tax to pay. See an example of how this works using the link below.

• Cut the cost of your personal loans and credit cards
You pay one mortgage-style interest rate for everything you borrow - no need for expensive loans and credit cards. See an example of how this works using the link below