Which credit card is best for you ?

This is a question that only you can answer, it really depends on your needs as some people just want lower monthly repayments whilst others want to repay their credit card debt as fast as possible by making higher, interest free payments. some credit card users are looking to pay the same amount they would have done and take advantage of the fact the whole amount now comes off their capital borrowing.

Whatever you are looking to do a 0% credit card balance transfer is a good idea as no one simply likes giving money away, however you should be careful of what the interest the credit card balance will revert too after the transfer has ended.

It's all too easy to slip into the trap of taking a the first 0% deal you see and then forgetting to transfer again at the end of the interest free period and ending up paying a high rate like 17.9% or even worse, a rate like 29.9%

Both Virgin and MBNA offer 9 month credit card deals that revert to reasonable APR's after but there are others you may like to consider that fit your need.

Check out the balance transfer examples below to see how much you could save by using a 0% Balance Transfer