Ok Here’s the deal with Virgin Credit Card, When you take out a Virgin Card, you get more than just a snazzy piece of plastic, you’ll enjoy a great 0% p.a. for 15 months on balance transfers although of course there’s the industry standard balance transfer handling fee, in Virgin’s case it’s a 2.98% handling fee that applies.

In addition to the 15 month balance transfer you’ll enjoy 0% p.a. for 3 months on card purchases and in both cases you pay 15.9% APR typical rate (variable) once your transfer or new purchase rate is over.

Once you spend money on your Virgin Card you’ll also get 50 days interest free on your card purchases, as long as you pay your statement balance in full and on time every month, On top of that you’ll get some cool Virgin Money discounts as soon as you start using your card.

Your Virgin Credit Card opens the door to a world of top notch Virgin discounts. Money off holidays, wine, music, DVDs, car insurance… just by paying with your Virgin Credit Card. You’ll find a whole host of money-off deals on the Offers and discounts page so apply or find out more here now